Sometimes It’s hard to say no to spending when my friend Ada wants us to buy a yummy snack or when the perfect shoe I have had my eye on is now at a reduced price.
I know people say there’s nothing wrong with spoiling yourself every now and then. But it is important to understand that spoiling oneself now may mean I will miss out on something even better later.
So how do I know what’s worth spending on?
Before spending I have to ask myself if I really need or if I can do without it. For example there are times where I feel like I must have a particular shoe I saw somewhere (especially when I have a special occasion coming up). But then I need to ask if it is a need or a want
Needs are the things we can’t do without – healthy food, shoes for school, medicine. Wants, well, they’re just that! They’re things we would like to have but can survive without.
My friend Ada calls her fashion buys like her new earrings an investment. But, are they really? Ada’s earrings look good today but may only last her a few months.
A good investment is something that will benefit you for many months to come.
The best kinds of investments are things that can change a life. Things like a computer training or tuition to study further. These are the things that we all probably have to save for.
So instead of buying something that’s hot this season but won’t be hot next season, save towards a need.
That means saying no to that fancy shoe, dress, or make-up kit today.
It will be worth the wait. You will be super proud of yourself when you can finally cash in and get your big dream!
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