When you do it together, it’s more fun… and you’ll have more money
Recently, my best friend Habiba and I have been talking about our plans for our future. Habiba wants to be a teacher and I’ve been thinking about studying to be a nurse. Problem is, studying is so expensive! So we decided to start saving for our studies together and it’s been awesome because:
We’re responsible for each other. We decided to save together because we trust each other – a lot! At the beginning, we told each other our goals and wrote them down in our own notebooks. Every time we put some money away, we write down how much and on what date in our notebooks. It helps us see how much progress we’ve made and makes it easier to update one another – something we agreed to do every two weeks.
We help each other say no. Having someone else saving with me means that when we’re out with our friends and they want to spend money on a treat, it’s easier to say no because I have Habiba to back me up. Even if she isn’t there, I know I’ll have to tell her later, which discourages me from spending too much.
We plan low-cost rewards. We’ve both set ourselves small goals for how much we’d like to save every month. When we reach a goal, we get to have a small treat – like a delicious sweet cake.
We encourage each other. Whenever I feel like my goal is impossible and I should just give up, I can talk to Habiba and she’ll encourage me to keep going. It helps to save with someone else, we support each other when it feels like we’ll never save enough or it feels like we’re going off track!
We help each other out. When Habiba had to attend a wedding a few weekends ago, she knew she needed a new dress, but didn’t want to use her savings. Instead, she borrowed a dress from me. By helping each other out – sharing clothes and sometimes even a school lunch – we’re able to put more money aside.
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Qenzo
I also need a bat fend day will be supportive, caring and trustworthy
Nov. 26, 2022, 3:58 p.m.
Hi,each time i bring up the topic of saving my bestfriend closes it and she's too extravagant
March 20, 2022, 8:03 p.m.
Latest Reply
Hey Vstar! Why don't you suggest that you both save towards a short term goal (maybe a dress, a new shoe or even a phone). Maybe she will be more open to it. Also, try to talk to her about the importance of saving money. If you save money, show her your saving records so that see that you become financially independent when you save. We hope this helps.
how i wish i have a best friend i can save with
March 20, 2022, 8:03 p.m.
Latest Reply
Hey Nuella! You can start a saving group with some of your friends. It doesn't have to be with just one person and you don't have to keep your money with them if you don't trust them or if you feel your money is not safe with them. What you can do is to start a savings plan - saving towards a particular thing or having a particular amount of money at the end of a period. You all will agree on saving a particular amount of money (daily, weekly or fortnightly) while encouraging one another not to fail in the plan (this strengthens bonds). At the end of the period, you will see that you all have saved some money and you will be happy. We hope this helps.
I save with friends, and it has been going on smoothly, blissfully, peacefully when i was in secondary school. Now that have left am looking for friends like them to save with.
March 20, 2022, 8:03 p.m.
Latest Reply
Hey Blessycute! That's great to hear. You can keep saving with your friends from secondary school or make new friends that you will save with. We hope this helps.
I tried with my frd it's working
March 20, 2022, 8:03 p.m.
Lovely one thanks
March 20, 2022, 8:02 p.m.
am just extravacant , i spend unnecessarily so now how can i save?
March 20, 2022, 8:02 p.m.
Latest Reply
Hey AMBELLA! We understand that saving money can be difficult sometimes. The trick to saving is to save towards something (a new dress, phone, a gift for a friend etc). This way, you are not so tempted to spend the money you get. You can also make a piggy bank to save money. With this, you will not be able to get the money out until you break it. You can tell a carpenter to make it or you can buy one. If you have trust worthy friends, you can all start saving together and anyone that breaks the chain will be fined a particular amount. We hope this helps.
Saving with a friend can be fun and much easier
March 20, 2022, 8:02 p.m.
nice1
March 20, 2022, 8:01 p.m.
awesome
March 20, 2022, 8:01 p.m.
Good
March 20, 2022, 8:01 p.m.
That very interesting and awesome
March 20, 2022, 8:01 p.m.
9ic won
March 20, 2022, 8:01 p.m.
NICE I WILL START MINE
March 20, 2022, 8:01 p.m.
Latest Reply
How will start yours ? In what way.
Don't you think some things might also go wrong Is not as perfect as it is. From the write up no challenge was discovered.
March 20, 2022, 8 p.m.
HELLO! BIG SIS, i'm new here
March 20, 2022, 8 p.m.
Helo big sister i am new.
March 20, 2022, 8 p.m.
This is awesome. Am gonna try it out
March 20, 2022, 8 p.m.
Nice, I luv this perhaps I could try it out with my best friend but I have a question did Habiba save in the same place e.g saving box as her friend or differently?
March 20, 2022, 8 p.m.
GOOD
March 20, 2022, 7:59 p.m.
My best goodness is to all my friend
March 20, 2022, 7:59 p.m.
there is this my friend his my bestie but am the one that always call him. He dont like calling me.but he enjoys chating when ever i call him on phone. And he thanks me for that Am 15years he is joseph17years old.
March 20, 2022, 7:59 p.m.
i want to start a business but am confused
March 20, 2022, 7:58 p.m.
Latest Reply
Hey Celi! Thanks for the comment. What exactly are you confused about? Please tell us so that we can help you out. Thanks
We also did sumtin lyk dis in my skul bt it was called akawo.they flogged evry1 who did dis.i dnt know wats rong wit it all we did was bring any sum of money register it wit a trusted member ov d grp, cont saving till a specified amt nd den witdrw
March 20, 2022, 7:58 p.m.
Latest Reply
Hey Terus! Thanks for the comment. We didn't know that was then local name but most people call it contribution. The thing about this form of saving is that it can be dangerous because there are so many people involved and as we know, some people are not loyal. You just had to be very very careful if you must do it. We hope this helps
how can i make money from writing book without publishing it
March 20, 2022, 7:58 p.m.
Latest Reply
Hey Chi! Thanks for opening up through this comment. You can make money without publishing a book by selling the stories to script writers, movie producers, blog, newspapers etc. We live in a content world now and everyone wants content. You can also start blogging, build a reasonable amount of followers and then create spaces for advertising (where brands will pay you to advertise their products). You can open a blog for free too. We hope this helps
what do u mean by blog
March 20, 2022, 7:58 p.m.
Latest Reply
Hey Chi! A blog is a regularly updated website managed by a person or a group of people. It usually has a particular style and a way it communicates a message across to people. We hope this helps
i ever tried saving wit a close frnd but d out come was'nt gud she cheated me what do i big sis
March 20, 2022, 7:57 p.m.
Latest Reply
Hey oyi! We are so sorry about this. Before you save with a friend, you need to be sure of the person and how the person relates with money. Trust is also very important. Money shows people's real personalities so you have to be very sure that you trust them with money. We hope this helps
I tried saving and it feels gud and i am still saving till now
March 20, 2022, 7:57 p.m.
Latest Reply
Yaaaay! We love this amazing feedback. Thanks for sharing this with us
Big Sister,saving money is very difficult for me,i can't control myself when it comes money and buying cool things.And i don't have a close friend like Habiba to save money with,please what should i do?
March 20, 2022, 7:57 p.m.
Latest Reply
Hey Reeta! Thanks for the comment. We understand that saving money can be difficult sometimes. The trick to saving is to save towards something (a new dress, phone, a gift for a friend etc). This way, you are not so tempted to spend the money you get. You can also make a piggy bank to save money. With this, you will not be able to get the money out until you break it. You can tell a carpenter to make it or you can buy one. If you have trust worthy friends, you can all start saving together and anyone that breaks the chain will be fined a particular amount. We hope this helps.
Ok ok,thanks Big Sister
Big sister my own problem is that i save a lot but the problem is that from that money i take care of most of my needs
March 20, 2022, 7:57 p.m.
Latest Reply
Hey Springster! Thanks for the comment. What you need to consider when saving is that you should always have money for your personal upkeep. You do not have to save all your money and get broke at the end of the day. You should always have personal upkeep money set aside and then you can save the rest. We hope this helps
Big Sister, I have a problem of spending extravagantly, please help me.
March 20, 2022, 7:57 p.m.
Latest Reply
Hey bessy! Thanks for the comment. It is a good thing that you know you spend extravagantly. That's the first stage. So what you need to do is to discipline yourself first. Cut down what you spend on and before you buy anything, ask yourself this question, "of what benefit is this thing to my life and wellbeing". If it takes you more than 3 minutes to answer this question then you shouldn't buy that thing. You can also build or buy a piggy bank (kolo) and use this to save money. We hope this helps
Big sister, please reply me.
March 20, 2022, 7:57 p.m.
Thanks, Big Sister.
March 20, 2022, 7:57 p.m.
thanks god bless you
March 20, 2022, 7:57 p.m.
Rise higher
March 20, 2022, 7:57 p.m.
WOW GRT
March 20, 2022, 7:56 p.m.