You can be great with money!

Being good with money isn’t something you are are born with – it’s a skill – learn it now.

Your thoughts (40)

No one is born to be poor, because no matter how little money you start with you can learn how to manage it so it grows! Good news is that it is a skill that can be learnt – and the earlier you learn it, the more you can practice it and the longer you practice it, the better you get at it. So get started now, here’s how…

Sell it: If you don’t need it anymore, sell it. Books, toys, DVDs, CDs, clothes, furniture – anything you have that you haven’t used in the past year probably means you can live without it.

Make cash on the side: Use your skills and talents. Whether it’s giving extra lessons to students at your school, coaching a sport like chess, sewing clothes or fixing things in your neighbours’ homes. Ways to make some extra money are everywhere, so always be on the lookout. But be careful, people may look to take advantage of a girl looking to earn extra money. Trust your instincts, if an opportunity feels wrong or too good to be true it probably is.

Shop around: Never buy things or take out services (especially expensive ones) at the first shop you go to. Compare prices at different stores or with different suppliers. Don’t be afraid to ask for a discount or about benefits like student discounts – if you have a college student card you may be able to save on many products.

Don’t overspend: Making extra money doesn’t give you license to spend it the first chance you get. Any extra money left over from paying important expenses should go straight into a savings bank account. If you are too young or unable to open a bank account use a box or container with a lock to store your money and make sure to keep it somewhere safe.

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Your thoughts

Thanks

March 20, 2022, 8:04 p.m.

Thanks

March 20, 2022, 8:04 p.m.

Thanks alot

March 20, 2022, 8:04 p.m.

Helpful tips

March 20, 2022, 8:04 p.m.

Latest Reply

Hey EricaDonaldson! This article was written because of you and we are glad you love it. Feel free to share it with your friends

I learn alot thanks

March 20, 2022, 8:04 p.m.

Latest Reply

Hey Betina! This article was written because of you and we are glad you love it. Feel free to share it with your friends

THANKS A LOT

March 20, 2022, 8:04 p.m.

I Don't Really Keep/save Money Because I Spend Alot But I Need Help So That I Can Save To Help Myself.

March 20, 2022, 8:04 p.m.

Latest Reply

Hey Marvelasting! We understand that saving money can be difficult sometimes. The trick to saving is to save towards something (a new dress, phone, a gift for a friend etc). This way, you are not so tempted to spend the money you get. You can also make a piggy bank to save money. With this, you will not be able to get the money out until you break it. You can tell a carpenter to make it or you can buy one. We hope this helps.

it helpful, bt it hard for me to sell my property "bcuz if they ar nt useful today, they might 2mrow" thank for ur ideal

March 20, 2022, 8:04 p.m.

Thanks.

March 20, 2022, 8:04 p.m.

Thanks it true

March 20, 2022, 8:04 p.m.

Thank u very much

March 20, 2022, 8:04 p.m.

but wat if i dont have any money 2 make small tinz n sell

March 20, 2022, 8:04 p.m.

Latest Reply

Hey Solace! Thanks for opening up with this comment. You do not necessarily have to have money to make money. You can make money by either rendering a service (like babysitting, washing, using your hobby to make some money i.e. hair making, sewing etc.) or selling some of your old things (clothes, shoes, toys etc). With this, you can save up enough cash. We hope this helps.

But i am still a student,and i hardly have money.What will i save

March 20, 2022, 8:03 p.m.

Latest Reply

Hey Toju! As a student, you can make money through so many ways. If you have a hobby or something you like to do, you can turn it into a business and make money out of it. For instance, you if you like to cook, you can prepare some food to sell to people, if you are really tidy and you always clean up after your siblings, you can clean houses in your neighborhood while you make some money or if you are good with taking care of kids, you can babysit in your community for some money. The list is endless... just think of what you really love to do and you will be able to make money out of it. We hope this helps.

what if your neighbourhood is the type that doesnt accept peoples help. what other way can you save from

March 20, 2022, 8:03 p.m.

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Hey Nuella! Thanks for this. If your neighbors do not accept people's help, then you can go to your place of worship or other family members. Once they understand that you are doing this because you want to save, they will definitely help and support you. We hope this helps.

hello

March 20, 2022, 8:03 p.m.

God! I can't save and its ruining my life. For instance I get money and am supposed to use it for something very important instead I will use it for airtime. No matter how I try not to spend it, there's just this strong temptation. Am always broke because of this, social media is in fact taking over my life. I learnt catering but no one to really sponsor me, my mum doesn't take it serious and so I don't have the equipment and facility to begin with.

March 20, 2022, 8:02 p.m.

Latest Reply

Hey Jeddyjay7! We understand that saving money can be difficult sometimes. The trick to saving is to save towards something (a new dress, phone, a gift for a friend etc). This way, you are not so tempted to spend the money you get. You can also make a piggy bank to save money. With this, you will not be able to get the money out until you break it. You can tell a carpenter to make it or you can buy one. If you have trust worthy friends, you can all start saving together and anyone that breaks the chain will be fined a particular amount. We hope this helps.

I dont know how to save money,and my friends are making fun of me because of this.How do i save money without spending it.

March 20, 2022, 8:02 p.m.

Latest Reply

Hey Pinkybabe! We understand that saving money can be difficult sometimes. The trick to saving is to save towards something (a new dress, phone, a gift for a friend etc). This way, you are not so tempted to spend the money you get. You can also make a piggy bank to save money. With this, you will not be able to get the money out until you break it. You can tell a carpenter to make it or you can buy one. If you have trust worthy friends, you can all start saving together and anyone that breaks the chain will be fined a particular amount. We hope this helps.

To avoid unnecessary spending always have a plan and make it a must to achieve take every money u make at that particular time like its meant for the plan dnt get discouraged on other things assure yourself when you are down with the recent plan you could go after the one alarming u..try this procedure n see what you will achieve

When i try to save i tend to ask myslf why? Now i hv 5 naira, money doesn't come in often, and am targeting five hundred naira nxt yr. WHAT SHOULD I DO?

March 20, 2022, 8:02 p.m.

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Hey GOLD! Learning how to save requires a lot of discipline. The first thing you need to know about saving is to know what you are saving for. This is what will motivate you to save. You can save for a dress, a phone or your education and you will do that successfully but if you are saving for saving sake, it may not work out well. So you need to define what you are actually saving for. We hope this helps.

Yea I Agre Big Sister

Type your comment here.At what age I'm suppose to open a bank account.Is It 10 years above or below.

March 20, 2022, 8:02 p.m.

Latest Reply

Hey Diamond! In Nigeria, there are different accounts that you can open at any age. There are student accounts, kids account, teen account and many more. Please talk to a trusted adult about this for guidiance. We hope this helps.

why do I always find it hard to save no matter how much I try??

March 20, 2022, 8:02 p.m.

Latest Reply

Hey Wuralum! We understand that saving money can be difficult sometimes. The trick to saving is to save towards something (a new dress, phone, a gift for a friend etc). This way, you are not so tempted to spend the money you get. You can also make a piggy bank to save money. With this, you will not be able to get the money out until you break it. You can tell a carpenter to make it or you can buy one. If you have trust worthy friends, you can all start saving together and anyone that breaks the chain will be fined a particular amount. We hope this helps.

I try saving but its lyk is doesnt work ...Whenever money gets into my hand,there are thing waiting to either buy or pay for and eventually the money will finish ...What shud I do to be able to save no matter hw little...

March 20, 2022, 7:57 p.m.

Latest Reply

Hey Ubest! We understand that saving money can be difficult sometimes. The trick to saving is to save towards something (a new dress, phone, a gift for a friend etc). This way, you are not so tempted to spend the money you get. You can also make a piggy bank to save money. With this, you will not be able to get the money out until you break it. You can tell a carpenter to make it or you can buy one. If you have trustworthy friends, you can all start saving together and anyone that breaks the chain will be fined a particular amount. We hope this helps.

Everyone wants 2 save rite? y not gather empty tin,cartons, things made out of iron, newspaper etc nd sell it 2 d Hausa's they are ready 2 buy if u av alot instead of thrashing this stuff

March 20, 2022, 7:55 p.m.

I swear i try to save money buh it's not working out

March 20, 2022, 7:55 p.m.

Latest Reply

then try harder

Aduke Find a container and open a small hole in it. Start putting your money inside, it real helps. Thats what am doing at the moment. And pls make sure the container cannot be open easily. U can use a milk or bounvita container but seal it with gum if u will be tempted to open it

find a container it will help u